Marconi Branch: (619) 661-9224
Business Court : (619) 661-9238
What Is Personal Lines Insurance?
Personal lines insurance refers to any kind of insurance that covers you as individual against loss that results from death, injury, or loss of property.
These insurance lines generally protect you and your families from losses they could result expensive and difficult afford to cover on your own.
At Karloz Alvarez Insurance & Registration Services, we are always ready to help you plan the best strategy to solve these unexpected moments in life.
Call Us today, and a representative will attend to you immediately.
Auto
Car insurance doesn't only protect your car in the event that you get into an accident. It also protects you — from financial liability, medical expenses, and also from legal consequences. Unlike, say, life insurance, car insurance is mandaed for most drivers into United States.
Motorcycle
Motorcycle insurance is a great way to protect you against loss if you are in an accident. There are several reasons it is important for bike riders to secure and maintain motorcycle insurance. If you are involved in a collision, motorcycle insurance may cover most, if not all, of your medical bills.
Motor Home
MotorHome Insurance or RV insurance, protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if you are at fault in an accident that causes bodily injury or property damage.
It can also provide compensation for your costs if you have a roadside breakdown.
Boats
You're probably not required by law to have boat insurance, but that doesn't mean you don't need it. A few states require that you have liability coverage on certain types of boats — powerboats with more than 50 horsepower or PWCs, for example — or on boats used in state parks or kept in state-run marinas.
We're here to help you to choose the best plan for you.
Home & Umbrellas
Homeowners Insurance Protects More Than Your House. Dwelling coverage. Other structures coverage. Personal property coverage. Personal liability coverage. Guest medical protection. Additional living expenses coverage, etc. and... Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage.
Condo
For the interior and for your possessions, condo insurance will cover potential losses, such as theft or damage from fire. You also need to protect yourself from liability claims and lawsuits if someone is injured in your condo, or if you are responsible for damage to someone else's property.
WHAT DETERMINES THE PRICE OF AN AUTO INSURANCE POLICY
Many factors help determine the cost of car insurance.